What Should You Do After a Home Burglary?
Experiencing a home burglary can be a traumatic and unsettling event for homeowners. In the aftermath of a break-in, it is essential for individuals to take immediate action to ensure their safety, assess the damage, and secure their property. In this blog, we discuss some of the steps that you should take after a burglary. But first, let’s discuss what you should do before your home is burglarized.
Secure Your Home
Do everything you can to secure your home against future break-ins. This includes adding motion-activated lights, upgrading locks on windows/doors, and most importantly adding a security system if you don’t have one. Statistics show that burglars tend to avoid homes with security systems.
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Take the First Step After a Home Burglary
The first and most crucial step after a burglary is to ensure the safety of yourself and your family. If you are at home during the break-in, try to find a safe place to hide and call the 911 immediately. If you come home to discover the burglary, do not enter the premises. Go to a safe location and call 911 to report the burglary.
Assess the Damage and List the Stolen Goods
Once it is safe to enter your home, it is important to document the damage and losses caused by the burglary. Make a list of stolen items and take photographs of any broken windows and damaged doors. This information will be helpful when filing a police report and an insurance claim. Your insurance will also want to know when you bought the items that were stolen and the estimated value.
Contacting Your Insurance Company about the Home Burglary
Notify your insurance company about the burglary. Provide them with the police report, a detailed list of stolen items, and documented evidence of damage. Your homeowners insurance premium typically increases upon renewal any time you file a claim — and unfortunately, that includes a burglary claim.
Go On with Your Life
Don’t expect the police to apprehend the burglar or recover your stolen goods. Statistics show that the changes of that are about 11%. This is why it is so important to secure your home with CCTV system or an alarm system.